Improving Slum Conditions through Innovative Financing - Documents

The paper concentrates on the following areas: - Legal obstacles (what it meant and what IFC does to improve the situation) - Financial solutions to improve the access to housing loans for low and middle income groups, such as contractual savings schemes, mobile banking, remittances, etc.

Slum_Netw_Project_Ahmedabadhot!

10.06.2008

Mixing Financial Sources for Slum Upgrading/ Prevention

Ahmedabad Slum Networking Programme – India

I. P. Gautam, Municipal Commissioner, Ahmedabad-India

Ahmedabad Slum Networking Programme (SNP) is a partnership programme of infrastructure and social development in slums of Ahmedabad. It has been sustained for the past decade and now mainstreamed as a major activity of the Ahmedabad City Corporation. The programme partners are the Ahmedabad Municipal Corporation (AMC), non-governmental organizations (NGOs) and the Slum residents. The overall objective of the SNP is empowerment of slum residents of Ahmedabad through physical and social development.

Nxt 4billion Housing Mkthot!

17.08.2007

Chapter 6: The housing market, from The Next 4 Billion: Market Size and Business Strategy at the Base of the Pyramid, by Allen L. Hammond, William J. Kramer, Robert S. Katz, Julia T. Tran, and Courtland Walker Discussions of base of the economic pyramid (BOP) markets have, until now, relied principally on business case studies and rough estimates of market size. The Next 4 Billion uses previously unreleased data to measure market opportunity at the BOP. Four billion low-income consumers, a majority of the world’s population, constitute the base of the economic pyramid (BOP). New empirical measures of their aggregate purchasing power and behavior as consumers suggest significant opportunities for market-based approaches to better meet their needs. Drawing on income data from 110 countries and standardized expenditure data from 36 countries across the globe, The Next 4 Billion takes a look at the market opportunity, provides a quantitative assessment and characterization of BOP markets. Housing is one of the larger BOP markets and encompasses major spending items—rent, mortgage payments (or imputed rents),and repairs and other services. But the BOP housing market is perhaps uniquely handicapped by informality. Both lack of secure tenure and lack of access to financing for the BOP limit its potential size. For the entire book please visit: www.wri.org/business/pubs_description.cfm?pid=4142#pdf_files

HongKong dialogues AccFhot!

15.08.2007

Starting the Dialogues at FIG working week in Hong Kong May 2007. remarks and questions re Access to Finance.